Terms and Conditions

Rules for using our website and services.

Last Updated: April 9, 2026

1. Introduction

This website or mobile application (“Website”) is operated by (x) GDC Media Limited   outside of the United States and (y) GDC America, Inc. within the United States (together,   “Company”). Company and any and all entities that are controlled by, or are affiliated or   under common control with the Company, including Rollcard, LLC, are collectively   referred to herein as “we”, “us” or “our”).

Please read these terms and conditions (“Terms”) carefully prior to using the Website. By   using the Website, you acknowledge that you have read, understood, and agree to be   bound by these Terms. If you do not agree to the Terms, you must not use the Website.   We reserve the right, in our sole and absolute discretion, to change, modify, add to, or   delete portions of the Terms at any time and from time to time in accordance with the   procedures set forth below.

In addition to these Terms, the Privacy Policy (the “Privacy Policy”) applies to your use of   the Website. Please read the Privacy Policy prior to your use of the Website. The Terms   and the Privacy Policy are collectively be referred to as the “Agreement,” which   constitutes a binding legal contract between you and the Company and governs your   use of the Website as well as your relationship with us.

Separate terms and conditions may be published on the Website in connection with the Company’s promotional campaigns, competitions, or other related activities for your   information and reference.

2. Services

The Website may, from time to time and at any time, provide certain marketing and   sports data services and offer certain financial products and services through Rollcard,   LLC for the global online gambling industry including, without limitation: (i) providing   online performance marketing services, otherwise known as affiliate marketing services,   to regulated operators of any form of online gambling (“Operators”); (ii) producing or   distributing content to the online gambling sector (including, but not limited to, fantasy   sports, odds, statistics, analytics, betting, scores, sports-related data and news content);   (iii) offering consumer and enterprise data subscription services for premium fantasy   sports content and real-time sports betting odds analytics; (iv) offering other   informational or digital services made available through the Website; and (v) offering   consumer financial products and services through Rollcard, LLC and its financial services   partners (collectively, the “Services”).

The Website and the Services may include free-access content and/or features that   require a subscription, or any other form of paid access. Except for those services or 2  features that are subject to a subscription or other form of paid access, the Website and   the Services are generally provided free of charge and are intended for informational   and educational purposes only. They do not constitute, and should not be interpreted   as, any form of gambling, betting, or financial advice.  

The Company does not own, operate, or manage any online casino, sportsbook, poker   room, or other gambling platform, nor does it accept or facilitate any bets, wagers, or   financial transactions of any kind.

The Website and the Services may only be used by you if you are over the age of 18 and   over the age at which the Website and the Services are legal under the laws of any   jurisdiction which applies to you (the “Legal Age”). For users located in the United States,   this means you must be at least 21 years of age. If you are not of Legal Age in the   applicable jurisdiction(s), you must immediately stop using or accessing the Website and   the Services.

3. Intellectual Property Rights and Restrictions on use of Material

The Company, together with its affiliates, licensors and financial services partners (as   applicable), own all rights, title, and interest in and to all software, data, written   materials, and other content made available on or through the Website, including but   not limited to text, articles, graphics, forms, artwork, images, photographs, animations,   videos, music, audio, user interfaces, functional components, documentation, and   software concepts (collectively, the “Website Content”). All brand names, logos, and any   other trademarks, service marks, and/or trade names used on this Website (collectively,   the “Trademarks”) are the property of the Company, its affiliates, its licensors or its   financial services partners, as applicable. The Website Content and Trademarks are   protected by copyright, trademark, and other intellectual property laws and treaties.

Except as expressly permitted under these Terms, no information, content, or materials   from this Website, or from any other website owned, operated, licensed, or controlled   by the Company, may be copied, reproduced, republished, uploaded, posted,   transmitted, distributed, or otherwise used in any form or by any means without the   prior written consent of the Company.

The Website and its contents are provided for your personal use only. You may not use   the Website or its Services for commercial purposes, or in any way that is unlawful or   that, in the Company’s sole discretion, may harm the Company, its affiliates, licensors,   financial services partners or any other person or entity.

No information, content or material from the Website or from any other website owned,   operated, licensed, or controlled by us may be copied, reproduced, republished,   uploaded, posted, transmitted or distributed in any form or by any means, except that   you may download a single copy of the information, content or materials on one device   for your personal, non-commercial, and informational home use only, provided that:

The use of any information, content or materials from the Website on any other website,   platform, or computer environment is strictly prohibited.

4. Third-Party Content

This Website may contain links or references to other websites, products, services, or   content operated, controlled, or provided by third parties (collectively, “Third-Party   Content”). Such links are provided solely for your convenience and informational   purposes.

You acknowledge and agree that we do not control and are not responsible or liable for   any Third-Party Content, including, without limitation, its availability, accuracy, legality,   quality, or suitability. A link or reference to any Third-Party Content does not constitute   or imply any endorsement, sponsorship, or approval by us of such third parties, their   websites, or their products or services.

Your use of any Third-Party Content is entirely at your own risk, and you are solely   responsible for determining the extent to which you may access, use, or rely upon such   Third-Party Content and any third-party websites. We make no representations or   warranties, express or implied, regarding any Third-Party Content, including, without   limitation, the accuracy of information, the quality of products or services, or the   practices or policies of such third parties.

We strongly advise you to review the applicable terms, conditions, policies, and   responsible-gambling resources provided by any third-party.

5. Affiliate Disclosure

You should be aware that when accessing or navigating the Website, you may be   redirected to external websites or online services that fall outside of our control, as the   Website may include links, references, data, guides, reviews, analyses, comparisons,   tools, promotional placements, or other informational content relating to Operators and   their products, services, websites or platforms or any other third-party’s products,   services, websites or platforms. These Operators and other third parties may include,   without limitation, online gambling or sports betting providers, sports data and analytics   services, entertainment platforms, digital services, or other commercial or informational   partners.

Some of our interactions with these Operators and other third parties may involve   affiliate, partnership, sponsorship, or other commercial relationships. This means that 4  we and/or the Website may maintain a financial or business relationship with certain   Operators and other third-party providers whose products, services, or content appear   or are referenced on the Website.  

Notwithstanding such relationships, the Website operates independently in the creation,   presentation, and maintenance of its content and such commercial relationship does not   affect the independence or integrity of our content. The inclusion of any Operator or any   other third-party link, reference, listing, or information is provided solely for general,   informational, or convenience purposes and does not constitute an endorsement,   guarantee, or recommendation of any Operator’s or any other third-party’s products,   services, websites or platforms.

6. Submissions

If you intentionally or unintentionally send us unsolicited submissions, or through   features or activities on the Website (including, without limitation, games, sweepstakes,   contests, promotions and Public Forums (defined below in section 8), you submit, post   or otherwise send us any information, content or materials including, without limitation,   data, text, messages, files, images, photographs, videos, audiovisual works, musical   compositions (including lyrics), sound recordings, postings, your and/or other persons'   names, likenesses, voices, usernames, profiles, actions, appearances, performances   and/or other biographical information or material, as well as any links or references to   such materials (collectively, "User-Generated Content"), such User-Generated Content,   together with unsolicited submissions, the "Submissions", we (and our licensees,   distributors, agents, representatives and other authorized users) shall be entitled to   unrestricted use of such Submissions for any purpose whatsoever, commercial or   otherwise, without any obligation to obtain permission from or provide payment or   compensation to you or to any other person or entity.

If there exists any doubt or ambiguity about whether any User-Generated Content   constitutes a Submission, such User-Generated Content shall be conclusively deemed to   be a Submission. No Submission shall be subject to any obligation of confidentiality on   our part, and we shall not be liable for any use or disclosure of any Submission.

Without limiting the foregoing, you hereby grant us (and our licensees, distributors,   agents, representatives and other authorized users)a perpetual, non-exclusive,   irrevocable, fully-paid, royalty-free, sub-licensable and transferable worldwide license to   use, re-use, reproduce, transmit, print, publish, display, exhibit, distribute, re-distribute,   copy, host, store, cache, archive, index, categorize, comment on, broadcast, stream, edit,   alter, modify, adapt, translate, create derivative works based upon and publicly perform   such Submissions, in whole or in part, in all media formats and channels now known or   hereafter devised (including, without limitation, on this Website, on any other website   owned, operated, licensed, or controlled by us and on third party websites) for any and   all purposes including, without limitation, news, advertising, promotional, marketing, 5  publicity, trade or commercial purposes, all without further notice to you and with or   without attribution (the "Submissions License").  

To the extent that any Submissions include original musical works or sound recordings,   you represent and warrant that you own or otherwise control all necessary rights to   grant the licences set out in these Terms, or that such works are administered by a   recognised performing rights organisation. You further acknowledge that certain public   performance rights may be subject to collective management.

To the extent permitted by applicable law, you hereby grant us (and our licensees,   distributors, agents, representatives and other authorized users) a perpetual, nonexclusive and irrevocable and royalty-free license, at no additional cost, to use,   reproduce and publicly perform each and every musical composition (including lyrics)   contained in such Submissions.

To the extent that we solicit Submissions through features or activities on the Website   (including, without limitation, games, sweepstakes, contests, promotions and Public   Forums) that require or involve the use of our copyrighted works (in whole or in part),   we hereby grant you a limited, non-exclusive, non-transferable, non-sublicensable   license to create a derivative work using our copyrighted works (in whole or in part);   provided however, that such license shall be conditioned upon your full assignment of   all rights in such derivative work to us (and our licensees, distributors, agents,   representatives and other authorized users). If such rights are not assigned to us (and   our licensees, distributors, agents, representatives and other authorized users), your   license to create to create derivative works using our copyrighted materials (in whole or   in part) shall be null and void from inception.

You hereby appoint us as your lawful agent with full authority to enter into and execute   any document and/or do any act we may consider appropriate to confirm the grant of   rights, consents, agreements, assignments and waivers set forth in these Terms.

You agree that any Submissions are provided voluntarily and are not being made in   confidence or trust and that no confidential or fiduciary relationship is intended or   created between you and us in any way. To the extent any "moral rights," "ancillary   rights," or similar rights in or to the Submissions exist and are not exclusively owned by   us, you agree not to enforce any such rights as to us or our licensees, distributors,   agents, representatives and other authorized users, and you shall procure the same   agreement not to enforce from any others who may hold such rights.

Without limiting the scope of the Submissions License or any other grant of rights,   consents, agreements, assignments and waivers you may make with respect to   Submissions, you hereby ratify any prior grant of rights, consents, agreements,   assignments and waivers made by you with respect to Submissions submitted by you to   us.

7. Account Registration Information and Security

Registration on the Website is optional. However, if you choose to register or create an   account, you agree to provide, maintain and update true, accurate, current and   complete information about yourself as required by our registration process.

If any information that you provide is untrue, inaccurate, outdated, or incomplete, or if   we have reasonable grounds to suspect that this is the case, we reserve the right to   suspend or terminate your account and refuse any and all current or future use or to   any registered user features of any our website or related services (or any portion   thereof).

You further agree to (a) promptly notify us using the relevant contact email address   provided by us to you of any unauthorized use of your username, password, other   account information, or any other breach of security that you become aware of involving   or relating to the Website; and (b) log out from your account at the end of each session   to help maintain account security.

We operate with a KYC vendor to validate all personal contact information for the   financial services products and services offered through Rollcard, LLC.

To the fullest extent permitted by applicable law, we explicitly disclaim liability for any   and all losses and damages arising from your failure to comply with this section.

8. Public Forums and Communication

Public Forum” means an area, site or feature offered as part of the Website that enables   users or visitors of the Website (a) to submit, post, display and/or view User-Generated   Content and/or (b) to communicate, share or exchange such User-Generated Content   with other Website users, visitors and members of the public including, without   limitation, chat areas, message boards, instant or mobile messaging services, social   community environments, profile pages, comment or conversation pages, e-mail or   communication functions.

You acknowledge that anything you submit to the Website by way of any Public Forum   may be routed through our servers, the servers of one or more third parties acting on   our behalf and across the Internet, and may therefore be accessible to the public.   Accordingly, you should have no expectation of privacy with regard to any such   submission. You acknowledge that Public Forums and features offered therein are   intended for public, not private communications. We cannot guarantee the security of   any information you disclose through any of these media; you make such disclosures at   your own risk.

You are and shall remain solely responsible for the User-Generated Content submitted   and/or posted under your username or otherwise by you in any Public Forum and for   the consequences of submitting and posting same. You acknowledge that the use of   User-Generated Content posted in any Public Forum is at your own risk. For example, we   are not responsible for, and we do not endorse, any opinions, advice or 7  recommendations posted or sent by users in any Public Forum and we expressly disclaim   any and all liability in connection therewith.  

We reserve the right, but not the obligation, to screen, review, refuse to post, remove or   edit User-Generated Content at any time and for any or no reason in our absolute and   sole discretion without prior notice. If we choose to review User-Generated Content,   there may be a delay in the posting of such content in a Public Forum to allow for a   review process. If we have questions about your User-Generated Content including,   without limitation, its ownership, authenticity, or copyright status, we may contact you   for verification or additional information.

When participating in a Public Forum, never assume that people are who they say they   are, know what they say they know, or are affiliated with whom they say they are   affiliated with. Information obtained in a Public Forum may not be reliable, and it is not   a good idea to take any action, including to trade or make any investment decisions,   based solely or largely on information you cannot confirm. We do not verify or guarantee   the accuracy of any User-Generated Content contained in a Public Forum, and we   disclaim any liability for any actions taken or not taken based on such information or   content.

Your ability to access or post in Public Forums may be subject to age restrictions,   verification procedures, or other eligibility requirements that we may modify or update   at any time, in our sole discretion. Any such restrictions or procedures will be clearly   indicated within the applicable Public Forum.

9. Artificial Intelligence (AI) Generated Content Disclaimer

We are committed to the responsible, transparent, and ethical use of Artificial   Intelligence (“AI”). We may use AI across various parts of our content creation and   production processes, including generating and editing written content, creating and   enhancing images and videos, developing social media posts, producing automated   responses or comments, and incorporating AI-generated characters where relevant. As   a result, the Website and associated platforms may contain material that has been   created or assisted by AI tools, including photos, articles, descriptions of products or   services, social media content, video elements, character-based content, and other   automated interactions. Where appropriate, we may include short notices indicating   that certain text, images, or interactions were generated or assisted by AI, such as   “Portions of this content were created or edited using AI tools,” “This response was   generated automatically using AI,” or similar disclosures.

While AI technologies enhance efficiency and user experience, they may also produce   content that contains inaccuracies, outdated information, or errors. We take reasonable   measures to review and verify the quality of AI-generated content; however, we cannot   guarantee that such content is always accurate, reliable, or suitable for any specific   purpose. AI-generated material is provided for general and informational purposes only   and should not be relied upon without independent verification.

To the maximum extent permitted under applicable law, including relevant consumerprotection, transparency, and unfair-commercial-practice regulations, we expressly   disclaim all warranties, representations, and liabilities, whether express or implied,   relating to any AI-generated content. This includes, without limitation, any liability for   errors, inaccuracies, omissions, misleading statements, or any outcomes, decisions, or   losses arising from the use, reliance on, or interpretation of AI-generated material. All   AI-generated content is provided “as is” and “as available,” and users access and rely on   such content entirely at their own risk.

We reserve the right, at our sole discretion, to edit, correct, update, restrict access to,   replace, or remove any AI-generated content at any time and without prior notice,   including for reasons related to accuracy, safety, compliance, or internal policy   requirements. Nothing in this disclaimer obliges us to monitor, review, or update AIgenerated content on an ongoing basis.

10. Website Acceptable Use Rules

The following is a list of rules and standards applicable to the Website (the “Rules”). By   using the Website, you agree that:

We cannot and do not guarantee that other users are or will be complying with the   foregoing rules or any other provisions of these Terms. You assume all risk of harm or   injury resulting from any such non- compliance by other users.

To the extent that any feature on the Website requires you to submit your e-mail address   or mobile phone number in order to send a card, e-mail or message, you must, and you   hereby agree to, furnish your actual e-mail address or actual mobile phone number, as   applicable. Any business use, "re-mailing," or other high-volume application is strictly   prohibited. You are not permitted to send cards, e-mails or messages using an   automated program. Electronic greeting cards, e-mails and mobile messages may not   contain inappropriate language or images or copyrighted material (without the consent   of the copyright holder) or encourage illegal activity. We reserve the right not to deliver   electronic greeting cards, e-mails and mobile messages that violate these guidelines.

11. Content Removal Rights

We reserve the right, but disclaim any obligation or responsibility, to remove any UserGenerated Content from the Website (a) that violates these Terms (including, without   limitation, the Rules) or (b) is removed, disclosed, or otherwise handled in order to   comply with any legal obligation, subpoena, court order, or request from law   enforcement authorities, including efforts to identify any user alleged to have used the   Website in violation of applicable law.

We further reserve the right, at our sole discretion, to preserve a record of such UserGenerated Content and to provide all or part of it to law enforcement authorities or other   relevant entities as we deem appropriate.

12. Disclaimer

THE INFORMATION, CONTENT AND MATERIALS ON THE WEBSITE ARE PROVIDED "AS IS"   AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE   FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, WE DISCLAIM ALL   WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED   WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND   NONINFRINGEMENT. WE DO NOT WARRANT THAT THE FUNCTIONS CONTAINED IN   INFORMATION, CONTENT AND MATERIALS ON THE WEBSITE (INCLUDING, WITHOUT   LIMITATION, USER-GENERATED CONTENT) WILL BE UNINTERRUPTED OR ERROR - FREE,   THAT DEFECTS WILL BE CORRECTED, OR THAT THE WEBSITE OR THE SERVERS THAT MAKE   SUCH INFORMATION, CONTENT AND MATERIALS AVAILABLE ARE FREE OF VIRUSES OR   OTHER HARMFUL COMPONENTS. MOREOVER, YOU ASSUME THE ENTIRE COST OF ALL   NECESSARY SERVICING, REPAIR OR CORRECTION. WE DO NOT WARRANT OR MAKE ANY 11  REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF ANY   INFORMATION, CONTENT, MATERIALS, PRODUCTS OR SERVICES CONTAINED ON OR   OFFERED, MADE AVAILABLE THROUGH, OR OTHERWISE RELATED IN ANY WAY TO THE   WEBSITE, INCLUDING, WITHOUT LIMITATION, USER-GENERATED CONTENT, OR ANY   THIRD PARTY SITES OR SERVICES LINKED TO FROM THE WEBSITE IN TERMS OF THEIR   CORRECTNESS, ACCURACY, COMPLETENESS, RELIABILITY, SAFETY OR OTHERWISE.   APPLICABLE LAW MAY NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE   ABOVE EXCLUSION MAY NOT APPLY TO YOU.  

We explicitly disclaim any responsibility for the accuracy, completeness or availability of   information, content and materials found on sites that link to or from the Website. We   cannot ensure that you will be satisfied with any products or services that you purchase   from a third-party site that links to or from the Website or third-party information,   content or materials contained on our sites (including, without limitation, UserGenerated Content contained in Public Forums). We do not endorse any of the   merchandise, nor have we taken any steps to confirm the accuracy, completeness or   reliability of, any of the information, content or materials contained on any third-party   site. We do not make any representations or warranties as to the security of any   information, content or materials (including, without limitation, credit card and other   personal information) you might be requested to give to any third party. You hereby   irrevocably waive any claim against us with respect to information, content and   materials contained on our sites (including, without limitation, User-Generated Content),   on third party sites, and any information, content and materials you provide to such   third-party sites (including, without limitation, credit card and other personal   information).

We make no representation that the information, content, or materials on the Website   are appropriate or available for use in any specific jurisdiction.

Without limitation, you acknowledge that the Company does not provide gambling   services, does not participate in or facilitate gambling transactions, and bears no   responsibility for the regulatory, licensing, AML/CTF, or responsible-gambling   compliance of any Operator or any other third-party. You are strongly advised to conduct   any due diligence you deem necessary or appropriate before engaging in any online or   offline transaction with any Operator or any other third party.

13. Indemnification

By visiting or using the Website, you hereby agree to fully indemnify, defend and hold   us, and our officers, directors, employees, independent contractors, agents, licensors,   suppliers and financial services partners, (collectively the “Indemnified Parties”)   harmless, immediately on demand, from and against and all claims, liabilities,   proceedings, damages, losses, liabilities, fines costs and expenses of any kind which   includes but is not limited to legal fees, arising out of or incurred as a result of: (i) any   breach by you of the Agreement; (ii) your access and use of the Website (or by anyone 12  else using your username and password) as you are entirely responsible for maintaining,   where relevant, the confidentiality of your username(s), password(s), and your   account(s), as well as all activities that occur under your account(s); (iii) your violation of   any law; (iv) your negligence; (v) your willful misconduct (collectively the “Claims”). You   hereby agree: (i) to immediately notify us of any Claim; (ii) not to settle any Claim without   our prior written consent; (iii) that the Indemnified Parties (as applicable) may, in their   sole and absolute discretion, assume the defense of any claim and you shall co-operate   to all reasonable requests for information and assistance with respect to the Claims. You   shall have the right to employ separate counsel for any Claim and to participate in the   defense thereof at your own expense. In the event that the Indemnified Parties (as   applicable) do not notify you that we elect to undertake the defense of the Claim, you   shall have the right to defend the Claim with counsel reasonably acceptable to the   Indemnified Party, subject to the applicable Indemnified Parties right to assume, at your   sole cost and expense, the defense of any Claim at any time prior to the settlement or   final determination thereof.  

14. Limitation of Liability

UNDER NO CIRCUMSTANCES, INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE, SHALL   WE OR OUR FINANCIAL SERVICES PARTNERS BE LIABLE TO YOU OR ANY OTHER PERSON   OR ENTITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL   DAMAGES INCLUDING, WITHOUT LIMITATION, LOST PROFITS, PERSONAL INJURY   (INCLUDING DEATH) AND PROPERTY DAMAGE OF ANY NATURE WHATSOEVER, THAT   RESULT FROM (A) THE USE OF, OR THE INABILITY TO USE, THE WEBSITE OR CONTENT,   MATERIALS OR FUNCTIONS ON ANY SUCH SITE, OR (B) THE CONDUCT OR ACTIONS,   WHETHER ONLINE OR OFFLINE, OF ANY USER OF THE WEBSITE OR ANY OTHER PERSON   OR ENTITY, OR (C) YOUR ACCESS TO, USE OF, INABILITY TO USE, OR RELIANCE ON ANY   OPERTOR OR ANY OTHER THIRD-PARTY’S PRODUCTS, SERVICES, WEBSITES OR   PLATFORMS, INCLUDING WITHOUT LIMITATION ANY GAMBLING OR BETTING SERVICES,   BONUSES, PROMOTIONS OR OFFERS, PROVIDED BY OPERATORS TO WHOM YOU ARE   REFERRED VIA THE WEBSITE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF   SUCH DAMAGES. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW,OUR TOTAL   LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR IN CONNECTION WITH THE   WEBSITE SHALL BE LIMITED TO THE GREATER OF (I) THE AMOUNT, IF ANY, PAID BY YOU   TO US FOR USE OF THE WEBSITE IN THE TWELVE (12) MONTHS PRECEDING THE EVENT   GIVING RISE TO THE CLAIM, OR (II) USD 100, WHERE SUCH LIMITATION IS PERMITTED   AND PROPORTIONATE UNDER APPLICABLE LAW.

MOREOVER, UNDER NO CIRCUMSTANCES SHALL WE, NOR OUR FINANCIAL SERVICES   PARTNERS, NOR OUR LICENSORS AND LICENSEES, NOR ANY OF THE FOREGOING   ENTITIES' RESPECTIVE RESELLERS, DISTRIBUTORS, SERVICE PROVIDERS AND SUPPLIERS   BE HELD LIABLE FOR ANY DELAY OR FAILURE IN PERFORMANCE RESULTING DIRECTLY   OR INDIRECTLY FROM AN ACT OF FORCE MAJEURE OR CAUSES BEYOND OUR OR THEIR   REASONABLE CONTROL INCLUDING, WITHOUT LIMITATION, EQUIPMENT AND 13  TECHNICAL FAILURES, ELECTRICAL POWER FAILURES OR FLUCTUATIONS, STRIKES,   LABOR DISPUTES, RIOTS, CIVIL DISTURBANCES, SHORTAGES OF LABOR OR MATERIALS,   NATURAL DISASTERS, ACTS OF GOD, PANDEMICS, EPIDEMICS OR OTHER HEALTH   CRISES, WAR, GOVERNMENTAL ACTIONS, ORDERS OF DOMESTIC OR FOREIGN COURTS   OR TRIBUNALS, NON-PERFORMANCE OF THIRD PARTIES, OR ANY REASONS BEYOND THE   REASONABLE CONTROL OF US OR OUR LICENSORS AND LICENSEES, OR ANY OF THE   FOREGOING ENTITIES' RESPECTIVE RESELLERS, DISTRIBUTORS, SERVICE PROVIDERS   AND SUPPLIERS.  

YOU FURTHER ACKNOWLEDGE AND AGREE THAT NEITHER WE, NOR OUR FINANCIAL   SERVICES PARTNERS, NOR OUR LICENSORS AND LICENSEES, NOR ANY OF THE   FOREGOING ENTITIES' RESPECTIVE RESELLERS, DISTRIBUTORS, SERVICE PROVIDERS OR   SUPPLIERS ARE RESPONSIBLE OR LIABLE FOR (A) ANY INCOMPATIBILITY BETWEEN THE   WEBSITE AND ANY WEBSITE, SERVICE, SOFTWARE OR HARDWARE OR (B) ANY DELAYS OR   FAILURES YOU MAY EXPERIENCE WITH ANY TRANSMISSIONS OR TRANSACTIONS   RELATING TO THE WEBSITES IN AN ACCURATE OR TIMELY MANNER.

THE LIMITATIONS, EXCLUSIONS AND DISCLAIMERS IN THIS SECTION AND ELSEWHERE   IN THESE TERMS APPLY TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW.

APPLICABLE LAW MAY NOT ALLOW THE LIMITATION OR THE EXCLUSION, LIMITATION,   OR DISCLAIMER LIABILITY FOR THE CERTAIN PROVISIONS SET FORTH IN THESE TERMS,   SO SUCH EXCLUSIONS, LIMITATIONS OR DISCLAIMERS MAY NOT APPLY TO YOU TO   THAT EXTENT. NOTHING IN THESE TERMS SHALL EXCLUDE OR LIMIT ANY LIABILITY THAT   CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

YOU FURTHER ACKNOWLEDGE AND AGREE THAT WE MAY ACT AS AN AFFILIATE   MARKETING AND REFERRAL SERVICE PROVIDER FOR ANY THIRD-PARTY (INCLUDING,   BUT NOT LIMITED TO, OPERATORS) AND THAT WE DO NOT OURSELVES OPERATE ANY   GAMBLING OR BETTING SERVICES. ACCORDINGLY, THE COMPANY SHALL NOT BE LIABLE   FOR ANY LOSSES, DAMAGES, OR CONSEQUENCES ARISING FROM YOUR USE OF ANY   THIRD PARTY’S (OPERATOR’S OR OTHERWISE) GAMBLING SERVICES, INCLUDING BUT   NOT LIMITED TO FINANCIAL LOSS, ADDICTION-RELATED HARM, REGULATORY OR   LICENSING SANCTIONS, BONUS OR PROMOTION DISPUTES, IDENTITY THEFT, ANTIMONEY LAUNDERING (AML) OR COUNTER-TERRORIST FINANCING (CTF)–RELATED   CONSEQUENCES, OR JURISDICTIONAL OR AGE-RELATED RESTRICTIONS. TO THE FULLEST   EXTENT PERMITTED BY APPLICABLE LAW, WE SHALL NOT BE LIABLE FOR ANY LOSS,   DAMAGE, OR UNAUTHORISED ACCESS TO, OR ALTERATION OF, DATA OR INFORMATION   TRANSMITTED THROUGH OR STORED IN CONNECTION WITH THE WEBSITE, INCLUDING   ANY PERSONAL DATA HANDLED BY THIRD PARTIES, EXCEPT TO THE EXTENT SUCH   LIABILITY CANNOT BE EXCLUDED UNDER APPLICABLE DATA PROTECTION LAWS.

THE INFORMATION AND CONTENT MADE AVAILABLE ON THE WEBSITE ARE PROVIDED   FOR GENERAL INFORMATIONAL PURPOSES ONLY AND DO NOT CONSTITUTE LEGAL, 14  FINANCIAL, REGULATORY, OR RESPONSIBLE-GAMBLING ADVICE, AND YOU AGREE THAT   WE SHALL NOT BE LIABLE FOR ANY RELIANCE PLACED ON SUCH INFORMATION.  

15. Confidentiality

By visiting or using this Website or any related Services, you agree that, unless otherwise   directed by the Company, you shall keep strictly confidential, during the term of this   Agreement and thereafter, the existence of any dispute with the Company and the   subject matter of such dispute (collectively, the “Confidential Information”).

You agree not to disclose, publish, or otherwise make available any Confidential   Information to any third party, including through public forums, social media, or other   online platforms, and not to use or exploit such Confidential Information for any purpose   other than seeking to resolve the dispute in good faith.

16. Amendment

We reserve the right, in our sole discretion, to change, modify, add or delete any   portion of these Terms at any time with or without notice, and it is your responsibility   to review these Terms periodically for any changes. Your continued access to or use of   the Website after any amendments have been posted constitutes your full acceptance   of the revised Terms, and you agree to be bound by such changes.

17. Termination

These Terms are effective until terminated by either you or us. You may terminate these   Terms at any time by discontinuing use of the Website and terminating any financial   services products and services offered through Rollcard, LLC and destroying all   materials obtained from any and all such sites and all related documentation and all   copies and installations thereof, whether made under these Terms or otherwise (except   for materials related to financial services products and services received through   Rollcard, LLC).

We may, at our sole discretion and without notice, terminate these Terms with respect   to you (including, without limitation and where relevant, by revoking your access to the   Website and terminating any financial services products and services offered through   Rollcard, LLC) for any reason. Upon termination, you must cease use of the Website and   destroy all materials obtained from such sites and all copies thereof, whether made   under these Terms or otherwise (except for materials related to financial services   products and services received through Rollcard, LLC).

Any of the provisions of these Terms, which by their nature should survive the   termination of the Terms, shall continue in full force and effect, including but not limited   to warranty disclaimers, indemnity, limitations of liability, and governing law provisions.

18. Mobile Application License

Subject to your compliance with these Terms, we grant you a limited non-exclusive, nontransferable license to download and install a copy of one of our mobile applications on   a device that you exclusively control and to run such copy of the mobile application solely   for your own personal use. We reserve all rights in and to the mobile applications not   expressly granted to you under these Terms.

If you have downloaded one of our mobile applications, you agree to promptly download   and install any new version that we make available through the Apple App Store or   Google Play store, as applicable. Some new versions may contain updated Terms. Some   new versions may contain security fixes and service improvements, whether or not we   disclose that they do; accordingly, failure to promptly update your version of the mobile   application may in some cases expose you to increased security risks or service   malfunctions.

19. Additional Terms for Our iOS Mobile Applications

You acknowledge and agree that (i) these Terms are binding between you and us only,   and Apple is not a party hereto, and (ii) as between Apple and us, we are responsible for   the mobile applications and the content thereof. You must use the iOS mobile   applications only on an Apple-branded product that runs iOS. Your use of the mobile   applications must comply with the terms of use applicable to the Apple source from   which you obtain it (including the Usage Rules set forth in the Apple App Store Terms of   Service) and any other applicable third-party terms when using our mobile applications.   You acknowledge that Apple has no obligation to furnish you with any maintenance and   support services with respect to the mobile applications. You further acknowledge and   agree that Apple and Apple’s subsidiaries are third party beneficiaries of these Terms,   and that upon your acceptance of these Terms, Apple has the right to enforce these   Terms against you as a third-party beneficiary of these Terms.

You acknowledge that Apple is not responsible for addressing any claims you have or   any claims of any third party relating to the mobile applications or your possession and   use of the mobile applications, including, but not limited to (i) product warranty or   liability claims; (ii) any claim that the mobile applications fail to conform to any applicable   legal or regulatory requirement; (iii) claims arising under consumer protection or similar   legislation; or (iv) claims that the mobile applications infringe a third party’s intellectual   property rights.

In the event of any failure of the iOS version of the mobile applications to conform to   any applicable warranty that has not been effectively disclaimed by these Terms, you   may notify Apple, and Apple will refund the purchase price for the mobile application (if   any) to you; to the maximum extent permitted by applicable law, Apple will have no other   warranty obligation whatsoever with respect to the mobile application, and, as between   Apple and us, any other claims, losses, liabilities, damages, costs or expenses   attributable to any failure to conform to any warranty will be our responsibility, but only 16  to the extent provided by these Terms. Please read the entire Terms, as other sections   of these Terms limit our liability in this regard.  

20. General Provisions

This Agreement and any disputes arising out of or in connection with your use of the   Website or the Services shall be governed by and construed in accordance with the laws   of Ireland. You agree that the courts of Ireland shall have exclusive jurisdiction over all   claims or proceedings arising out of or relating to this Agreement or your use of the   Website or the Services If any provision of these Terms shall be unlawful, void or for any   reason unenforceable, then that provision shall be deemed severable from these Terms   and shall not affect the validity and enforceability of any remaining provisions. No waiver   of any provision of these Terms by us shall be deemed a further or continuing waiver of   such provision or any other provision, and our failure to assert any right or provision   under these Terms shall not constitute a waiver of such right or provision.

21. Assignment

We reserve the right to transfer, assign, sublicense or pledge the Agreement, in whole   or in part, without your consent. You may not transfer, assign, sublicense or pledge in   any manner whatsoever any of your rights or obligations under the Agreement.

22. Notice and Takedown Procedure

We respect the intellectual property rights of others and expect users of the Website to   do the same. In accordance with applicable copyright law, including the Digital   Millennium Copyright Act (“DMCA”), we have adopted the following notice-andtakedown procedure.

A. Submitting a Copyright Infringement Notice

If you believe that any content on the Website infringes your copyright or other   intellectual property rights, you must provide a written notice to the Company that   includes all of the following:

Upon receipt of a compliant notice, we may remove or disable access to the allegedly   infringing material in our sole reasonable discretion.

B. Submitting a Counter-Notification

If your content has been removed or disabled and you believe such removal was the   result of mistake or misidentification, you may submit a counter-notification to the   Company. Your counter-notification must be a written communication containing:

Upon receipt of a valid counter-notification, we may forward it to the original   complaining party. Unless that party notifies us that it has filed a legal action seeking a   court order to restrain you from engaging in the allegedly infringing activity, we may   restore the removed material within a reasonable timeframe, as permitted by law.

23. Language Versions

In the event of there being a discrepancy between the English language version of these   Terms and any other language version, the English language version will prevail.